If you advise wealthy clients, for example as a wealth manager, lawyer or luxury asset adviser, you can refer them to us to help solve their liquidity challenges.
We work with a wide range of professional advisers, providing a seamless referral process, competitive referral fees and expert support from enquiry through to completion.
Our network includes over 2,000 advisers, from wealth managers, financial advisers and lawyers to luxury asset dealers, retailers, private bankers and auction houses.
Since 2020 we have paid out over £20m to clients referred by intermediaries, who receive a referral fee on each successful referral.
We accept referrals of all sizes, though referral loans tend to be substantial, as high net worth clients usually consult their advisers before making major financial decisions.
Our clients rate us Excellent on Trustpilot across hundreds of reviews, reflecting the service, fairness and discretion they experience when working with us.
Suttons & Robertsons was founded in 1770, making us the UK's oldest pawnbroker. Today we specialise in luxury asset finance and resale across watches, jewellery, diamonds, gold, handbags and more. Our team brings over 150 years of combined experience in the industry.
We work with wealth managers, lawyers and accountants, private bankers, auction houses, luxury asset dealers, and more.
Give your clients fast, flexible access to funding when they need it, so they can act on immediate financial requirements.
Receive a referral fee each time a client you introduce goes on to complete a loan with us.
Simply introduce your client and we take care of the rest, keeping you informed at every stage.
Our team structure each loan around your client's requirements, whether they are borrowing against fine art, watches, jewellery, gold or classic cars. With decades of combined experience, they tailor flexible terms to suit each situation, whether it is funding a property transaction, covering a tax bill or meeting another need or opportunity.
Here are the services we offer.
Borrow from £500 against your luxury assets for 6 months, up to 75% of the resale value, and redeem at any time.
Sell your luxury items to us and receive same day payment with a straightforward valuation and purchase process.
We market your luxury assets for sale on your behalf, with payment made to you once sold, usually within 30 to 90 days.
For clients looking to sell at auction but needing an immediate cash advance, our team arrange the sale on your behalf.
Not sure which option is best? Use our tool to quickly compare services and find the right solution for your needs.
Get in touch with our team for a free quote and start raising money on your luxury assets today. It only takes a few minutes to get started.
Clients use our services to access funding quickly, manage inconsistent cash flow, bridge financial gaps, or fund new opportunities.
Providing money for property purchases, home improvements, or bridging the gap between buying and selling.
Unlocking funding to help small businesses fund new opportunities, such as stock purchases.
Releasing money from pieces passed down or gifted to you, whether they hold meaning or are ready to move on.
Helping clients manage personal or business tax bills, with funds available quickly when timing matters.
Providing quick access to money for life's unplanned expenses, from home and car repairs to legal fees.
Helping parents cover their children’s private school fee payments and other education costs.
Releasing value from luxury assets to fund life's big moments, such as weddings or holidays of a lifetime.
Funding a new purchase, an upgrade to a collection, or freeing money tied up in luxury investments.
Everything you need to know about referring clients to us for luxury asset loans.
This depends on the asset and its value. We usually lend up to 75%, depending on the asset, based on its auction or resale value. Auction and resale values are often lower than a retail or insurance valuation, so it helps for your client to have realistic expectations here. Our team will confirm the amount once we have reviewed the details.
We keep your client's asset secure in our highly secure vaults, or at a specialist partner facility, for the length of the loan, returning it as soon as they have repaid. If the asset is already held in a reputable specialist storage facility, we can often keep it there for the duration of the loan. For example, fine art held in a specialist facility may not need to be moved at all to lend against it. If we do need to collect or transport the asset, it is fully insured in transit.
We pay commission into your nominated bank account as soon as the loan has completed and the 14 day withdrawal period has ended.
Share your client's details with our private client team using the short form on our partner enquiry page or email partnerships@suttonsandrobertsons.com. To help us provide an offer quickly, please include:
Get in touch with our private client team through the short form on our partner registration page or email partnerships@suttonsandrobertsons.com.
Your client is likely a good fit if they:
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