Get in touch

Share your details, and we will be in touch shortly. Your information is kept private and secure.

WhatsApp us
Complete form
Loan against art

Pawn art the easy way

Loan against art in London and online. We offer art backed lending on blue chip works, whether modern, post-war, contemporary or an Old Master.

Competitive offers
Quick payment
Confidential service
Safe & secure
Art lending

How to pawn fine art

Fine art is assessed by our specialists and network of valuation experts. Get a quote online today. If your fine art meets our lending criteria and you accept our offer, your art is kept in our highly secure vaults or a specialist storage facility and returned when the loan is settled.

Getting your fine art to us

In person

For artwork, submit your enquiry online first so we provide a preliminary valuation. If you would prefer to bring the piece in, we can arrange an appointment.

From home

Fine art can be collected by one of our specialist logistics partners, fully insured in transit. If it is already in fine art storage, please let us know, as we may be able to keep it there for the loan rather than move it.

Valuing your fine art

Our specialists, backed by experts from leading galleries and auction houses, give an accurate, up to date valuation based on auction values. We consider these factors:

  • Artist and piece: the artist, title, period or year, and the medium
  • Provenance: purchase records and ownership history, usually required to confirm the piece
  • Condition: restoration, repairs, tears, surface damage or fading all affect value
  • Market value: pricing analytics software track an artist's performance, alongside recent comparable sales

We also check all fine art against loss and stolen registers.

How we care for your fine art

While your fine art is with us it is in safe hands, our reputation depends on it. It is stored in our highly secure vaults, or one of our partner specialist fine art storage facilities.

Your artwork is wrapped in acid-free paper and kept in custom-made protective packaging for the duration of the loan. Everything you hand over is catalogued in our system, and our loan inventory is regularly audited, so it is all returned to you in the same condition we received it.

Fine art lending

Reasons for loaning on art

The main reasons clients borrow against their artwork. Collectors, business owners, galleries and dealers can all benefit, including those who have inherited collections.

Access money before a sale

If you are looking to sell a piece, we can provide an instant cash advance and sell it at auction for you, which may be 6 to 12 months away. Ideal for collectors selling art or those who have inherited art.

Buy new artworks

Use the value in your existing collection to fund new pieces you are looking to buy at auction or through private sale. Ideal for art collectors and dealers.

Overcome cash flow challenges

Release the value in your fine art in the short term to meet a personal or business liquidity need, such as a tax bill, without selling. Ideal for business owners, galleries and dealers.

Unlock the value held in your art

Much of your wealth may be held in fine art. Borrowing against it can free up capital for use elsewhere in the short term. Ideal for collectors and those who have inherited valuable pieces.

ART PAWN SHOP

Why loan against art with us

We lend against blue chip fine art from established names, with art loans starting at £20,000 and rising to over £500,000, typically at 50% to 60% of the auction value. Auction houses also offer art lending, but often only for works priced above £1 million, and because they later sell the artwork, there can be a conflict of interest. We are an independent lender, not a broker or an auction house. If you choose our sale advance option, we approach all the major auction houses to place your artwork at the right one and maximise the value you receive.

FREE, NO OBLIGATION.

Get a quote

Share your details, and we will be in touch shortly. The form takes two minutes to complete. Your information is kept private and secure.

STEP 1 OF 4

(*Indicated required fields)

  • +44
  • +1
  • +61
  • +64
  • +353
  • +33
  • +49
  • +39
  • +34
  • +31
  • +48
  • +46
  • +45
  • +47
  • +41
  • +43
  • +32
  • +351
  • +30
  • +420
  • +36
  • +40
  • +91
  • +86
  • +81
  • +82
  • +971
  • +966
  • +27
  • +55
  • +52
  • +90
  • +7
  • +972
  • +20
  • +234
  • +254
  • +852
  • +65
  • +60
  • +66
  • +84
  • +63
  • +92
  • +880
  • +94
  • +358
  • +385
  • +359

What would you like to do?

Continue
FREE, NO OBLIGATION.

Get a quote

Tell us about the asset you would like to raise money on. For multiple items, add the details in the additional information field.

STEP 1 OF 4

(*Indicated required fields)

What luxury asset do you have?

  • Fine art
  • Fine wine
  • Classic cars
  • Diamonds
  • Antiques
  • Rings
  • Necklaces
  • Pendants
  • Bracelets
  • Bangles
  • Earrings
  • Brooches
  • Unsure
  • Other
  • Tote
  • Crossbody
  • Shoulder
  • Clutch
  • Backpack
  • Top Handle
  • Belt Bag
  • Purse/Wallet
  • Unsure
  • Other
  • Rolex
  • Omega
  • Audemars Piguet
  • Cartier
  • Tudor
  • Patek Philippe
  • Breitling
  • Vacheron Constantin
  • IWC
  • Piaget
  • TAG Heuer
  • Jaeger-LeCoultre
  • Chopard
  • Richard Mille
  • Blancpain
  • Girard-Perregaux
  • Breguet
  • Franck Muller
  • A. Lange & Söhne
  • Ebel
  • Longines
  • Zenith
  • Ulysse Nardin
  • Panerai
  • Hublot
  • Unsure
  • Other
  • Cartier
  • Piaget
  • Tiffany & Co.
  • Van Cleef & Arpels
  • Bvlgari
  • Chopard
  • Graff
  • Boodles
  • Boucheron
  • Chaumet
  • De Beers
  • Harry Winston
  • Gucci
  • Theo Fennell
  • Vera Wang
  • Mikimoto
  • Marco Bicego
  • Garrard
  • David Yurman
  • Hermès
  • Chanel
  • Unsure
  • Other
  • Gucci
  • Hermès
  • Chanel
  • Louis Vuitton
  • Saint Laurent
  • Dior
  • Bottega Veneta
  • Prada
  • Fendi
  • Chloe
  • Goyard
  • Balenciaga
  • Unsure
  • Other
  • Stainless steel
  • Gold
  • Platinum
  • Silver
  • Other
  • Not sure
  • New or Unworn
  • Excellent
  • Good
  • Fair
  • Unsure
  • Other

Original box

Original paperwork

£
Please enter the amount you would expect to receive, not the original purchase price.
Grams
Grams
Grams
Grams
Grams
Please provide as much information as possible about the asset(s) for a quick and accurate offer
Continue
FREE, NO OBLIGATION.

Get a quote

Show us your items clearly, including images of the front and back. Clear photos help us give you the quickest, most accurate offer.

STEP 1 OF 4

(*Indicated required fields)

Max 20MB. JPEG, PNG, HEIC, HEIF, WEBP, GIF, PDF, DOC, DOCX, MP4, MOV accepted.

Front view

A clear image of the full item from the front.

Back view

A clear image of the full item from the back.

Brand / signature markings

A close up of any logo, signature or maker's mark.

Marks / stamps / hallmarks

Any hallmark, stamp, model number or assay mark

Accessories & packaging

Any box, papers, warranty cards or other extras.

Supporting documents

Any receipts, certificates or valuation reports.

Continue
FREE, NO OBLIGATION.

Get a quote

Tell us how you would prefer to be contacted. We will do our best to use your preferred methods, though all quotes are sent by email.

STEP 1 OF 4

(*Indicated required fields)

What is your preferred contact method?

We will email you about your enquiry.

We will message you about your enquiry.

We will call you to discuss your enquiry.

  • Social Media (Instagram etc.)
  • AI Tool (ChatGPT etc.)
  • Leaflet/Flyer
  • Radio/TV
  • Work or Live Locally
  • Referred by a Friend
  • Referred by a Business
  • Newspaper/Online Article
  • Other
Submit

We could not submit your request

Something stopped the form from sending. Please check your details and try again. If it still does not work, call us or use WhatsApp and we will help you complete the valuation.

Previous examples

Recent art loan examples

Discover a selection of previous examples of fine art we have lent against.

ART PAWNBROKERS

Tips for borrowing on fine art

A few practical tips to help you get the most from your fine art loan.

Understand how art is valued

Our valuations are based on auction values, which are often lower than insurance valuations or gallery retail prices. Knowing this helps you set realistic expectations.

Have your provenance ready

We will need proof of authenticity, such as purchase receipts, gallery records or certificates, to confirm your piece and finalise your art loan offer.

Handle and store it carefully

Keep your artwork out of direct sunlight and damp, and use a professional for any cleaning or restoration, as condition has a big impact on value.

Know the work's details

Have the artist, title, year, medium and, for prints, the edition number to hand, as these all help us value your piece accurately.

GET IN TOUCH

Get started

Get in touch with our team for a free quote and start raising money on your luxury assets today. It only takes a few minutes to get started.

YOUR QUESTIONS ANSWERED

Frequently asked questions

Everything you need to know about borrowing against your luxury assets.

Do you accept art financing referrals?

Yes. We regularly accept referrals from art advisory and finance companies, as well as other financial intermediaries such as wealth managers. You can find more information on our private client service page.

Do you offer art business loans?

Yes. We can provide art loans for both personal and business purposes. The underwriting process for art-backed business loans is slightly different, so please get in touch and we will provide you with more information.

Do pawn shops buy art?

TMost art pawnbrokers won't buy art for cash. We take a different approach with our sale advance loan, which provides immediate funds against your artwork while we handle its sale at auction.

Which artists can you pawn with us?

The following are artists we see often and consider blue chip artists. We accept many others as art loan collateral, too, but these are among the most popular:

  • Banksy art
  • Damien Hirst art
  • Roy Lichtenstein art
  • David Hockney art
  • Andy Warhol art
  • Raoul Dufy art
  • Marc Chagall art
  • Tracey Emin art
  • Pablo Picasso art
  • Sean Scully art
  • Tom Wesselmann art
  • Claude Monet art

Why loan against fine art?

If you are lucky enough to own a piece of fine art, it can often form the rare dual function as an asset and a source of pleasure. However, problems can arise in having such a non-liquid form of wealth and the need for a fast loan may arise, such as a sudden business opportunity or house renovation. Fine art collectors are often reluctant to sell a unique piece that brings them joy, increasing in value and hard to replace. Therefore, a loan against their fine art is often the most suitable option.

What type of fine art do you loan against?

We primarily lend against flat fine art, such as paintings and sketches. We don’t offer loans against sculptures.

How do you value fine art?

The value of these is estimated based on the piece, style, period, condition, recent comparable sale records and provenance.

How much can I pawn my fine art for?

We offer loans from £500 up to £2 million on luxury assets, but our minimum loan threshold for fine art is £20,000. We always aim to provide our clients with the maximum loan amount though the amount depends on many factors, including the artist, piece, provenance, condition and current market value.

Can I sell my fine art?

Yes. If you decide you don’t want to pawn your fine art, we offer a sale advance product for high value fine art collectors who are looking to sell but raise funds immediately. Get a quote with us online, in-store or by phone today.

Show more
TERMS AND REPRESENTATIVE EXAMPLE

Our loan rates

All loans are for 6 months and secured against your luxury assets. Maximum APR (including all fees) 93.21%. Loans may be redeemed at any time during the term. If redeemed early, only the loan amount and accrued monthly interest are payable. Representative Example: £1,000 over 6 months at 6.5% per month (fixed). Total repayable £1,390. Representative APR 93.21%. Risk Warning: If the loan is not repaid, the assets may be sold.