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Handbag loan

Pawn designer handbags

Borrow against your designer handbag, from the Hermès Birkin to iconic Chanel pieces. Loans available online, in London and UK wide.

Competitive offers
Quick payment
Confidential service
Safe & secure
Handbag pawnbrokers

How does pawning handbags work

Pawning your designer handbag is simple. Get a quote, send or bring your bag in, and our specialists will confirm a final valuation. We then keep it safe in our highly secure vaults and return it to you when your handbag loan is repaid.

Getting your handbag to us

In person

We always welcome walk ins, though for high value bags we recommend booking an appointment. For security reasons, we recommend bringing your handbag in its original box, carried inside a discreet, unbranded bag. We have three showrooms in London and office locations nationwide, with private rooms or booths for clients. If you are short on time, you can receipt your handbag in store and complete the rest of the process remotely.

From home

If you cannot or would rather not travel, all our handbag courier options are fully insured against loss, theft and damage in transit, with money reaching you within 24 to 72 hours. Use our interactive tool to see which options are available where you are based. For larger collections, one of our senior valuers can visit you at home.

Valuing your designer handbag

Our in-house specialists know their Hermès from their Chanel and value each bag accordingly. This is based on its resale value rather than its insurance value, which is standard practice across the industry. We consider four key factors:

  • Brand and model: the brand and model are major value drivers. Iconic names like Hermès and Chanel perform consistently well, while others depend on the current market
  • Origin and proof of purchase: original packaging, dust bag, receipt and any add-ons such as locks, keys or accessories all support the valuation
  • Condition: mint, unused bags achieve the most, though used pieces can still deliver a sound valuation depending on the brand
  • Material: leather usually attracts a higher value than fabric or man-made materials, and the same model can vary significantly by material

Each handbag undergoes a 3rd party authenticity check and is checked against loss and stolen registers as part of our due diligence.

How we care for your handbag

While your handbag is with us, it is in safe hands, our reputation depends on it. Every loan is given a unique reference number, so your handbag is always identifiable and accounted for. It is handled under CCTV, kept in protective packaging and stored in our high security vaults, protected by our state of the art security systems.

Whether it is being valued by our specialists or held under loan, your handbag is given our white glove service, with clean gloves designed for handling handbags worn each time. Everything you hand over is catalogued, and our loan inventory is regularly audited, so it is all returned to you in the same condition we received it.

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Tell us about the asset you would like to raise money on. For multiple items, add the details in the additional information field.

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What luxury asset do you have?

  • Fine art
  • Fine wine
  • Classic cars
  • Diamonds
  • Antiques
  • Rings
  • Necklaces
  • Pendants
  • Bracelets
  • Bangles
  • Earrings
  • Brooches
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  • Tote
  • Crossbody
  • Shoulder
  • Clutch
  • Backpack
  • Top Handle
  • Belt Bag
  • Purse/Wallet
  • Unsure
  • Other
  • Rolex
  • Omega
  • Audemars Piguet
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  • Tudor
  • Patek Philippe
  • Breitling
  • Vacheron Constantin
  • IWC
  • Piaget
  • TAG Heuer
  • Jaeger-LeCoultre
  • Chopard
  • Richard Mille
  • Blancpain
  • Girard-Perregaux
  • Breguet
  • Franck Muller
  • A. Lange & Söhne
  • Ebel
  • Longines
  • Zenith
  • Ulysse Nardin
  • Panerai
  • Hublot
  • Unsure
  • Other
  • Cartier
  • Piaget
  • Tiffany & Co.
  • Van Cleef & Arpels
  • Bvlgari
  • Chopard
  • Graff
  • Boodles
  • Boucheron
  • Chaumet
  • De Beers
  • Harry Winston
  • Gucci
  • Theo Fennell
  • Vera Wang
  • Mikimoto
  • Marco Bicego
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  • Hermès
  • Chanel
  • Unsure
  • Other
  • Gucci
  • Hermès
  • Chanel
  • Louis Vuitton
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  • Prada
  • Fendi
  • Chloe
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  • Stainless steel
  • Gold
  • Platinum
  • Silver
  • Other
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  • New or Unworn
  • Excellent
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  • Other

Original box

Original paperwork

£
Please enter the amount you would expect to receive, not the original purchase price.
Grams
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Please provide as much information as possible about the asset(s) for a quick and accurate offer
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Show us your items clearly, including images of the front and back. Clear photos help us give you the quickest, most accurate offer.

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Front view

A clear image of the full item from the front.

Back view

A clear image of the full item from the back.

Brand / signature markings

A close up of any logo, signature or maker's mark.

Marks / stamps / hallmarks

Any hallmark, stamp, model number or assay mark

Accessories & packaging

Any box, papers, warranty cards or other extras.

Supporting documents

Any receipts, certificates or valuation reports.

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HANDBAG PAWN SHOP

Why loan against handbags with us

We lend up to 65% of the resale value of your designer handbag, on iconic pieces from houses such as Hermès and Chanel. Every bag is assessed by our specialists and undergoes a third party authenticity check, so your valuation is accurate and fair. Backed by an institutional private equity company, we can fund high value loans quickly. If you would rather not borrow, we are also designer handbag buyers and can purchase your bag outright.

Brands we accept

Handbag brands we loan against

Previous examples

Recent handbag loan examples

Discover a selection of previous examples of fine art we have lent against.

Handbag Pawnbrokers

Tips for borrowing on handbags

A few practical tips to help you get the most from your handbag loan and plan your repayment.

Share the box and packaging

Provide the original box, dust bag, receipt and any add-ons such as locks, keys or straps, as a complete bag supports a higher offer.

Understand how bags are valued

Value depends on the brand, model, material and condition, and our offers reflect resale value rather than the retail price you paid.

Keep it in good condition

Look after your bag and avoid cleaning it yourself, as marks, wear and amateur repairs can reduce the offer.

Have a plan to repay

Think about how and when you will repay before you borrow, so you can redeem your handbag within or at the end of the loan term.

GET IN TOUCH

Get started

Get in touch with our team for a free quote and start raising money on your luxury assets today. It only takes a few minutes to get started.

our team

Our luxury experts

All our valuation team members enrol in regular training programmes to keep their knowledge up to date, and all valuations are overseen by our senior category specialists.

Michael

Head of Jewellery

Kris

Head of Watches

Rachel

Head of Handbags

YOUR QUESTIONS ANSWERED

Frequently asked questions

Everything you need to know about borrowing against your luxury assets.

What handbags do you lend against?

We primarily lend against Hermès and Chanel handbags. However, you can also pawn handbags with us from other luxury brands such as Louis Vuitton, Dior and Prada provided they are authentic and meet our minimum loan value of £1,000.

What are the pawn shops that buy designer handbags near me?

As well as our handbag loans in the UK, you can also sell luxury handbags to us in London and online. We buy and then sell preowned designer handbags in store and online.

What affects the value of my handbag for a loan?

The loan value of your handbag depends on the brand and model, its condition, the presence of original documentation, and current market demand, with iconic and limited styles typically achieving higher values.

Is my handbag insured throughout the loan period?

Yes, your handbags are insured while they are with us in our secure safe, although we always recommend keeping your own insurance policy active while they are with us for the duration of your handbag loan.

How much do pawn shops pay for designer handbags ?

The value of how much a pawn shop will lend on a luxury handbag will vary widely depending on the model of handbag. Hermès and Chanel handbags are at the higher range and will often receive up to 60% of their resale value as a handbag loan.

Do you lend against used or vintage handbags?

Yes, we will consider offering a loan against your vintage and second hand designer handbags as long as they are authentic and meet our loan requirements.

How do I get a loan against my handbag?

To get a pawn loan against your handbag, simply get in touch with us and share details and images of your luxury handbag. We will share a pawn handbag offer with you, and once accepted, you can receive the funds immediately.

Do pawn shops buy handbags ?

We buy and sell handbags as well as offering loans against designer bags. However, many UK pawnbrokers like us will only offer loans for bags. Get in touch if you’re looking to sell your designer handbag.

Can I pawn my Hermès bag?

Yes, you can pawn Hermès bags. Hermès handbags have always had a high resale value, which helps when securing a pawn loan. The model is important to the valuation, with a Hermès Himalaya Birkin securing over £200,000 at auction. Our experts watch the market very carefully, and this is reflected in your valuation.

Can you pawn designer handbags?

We accept preowned designer handbags as well as bags that are still in their brand wrappings. We will assess your bag for signs of wear and tear and offer a valuation accordingly. A rare, preloved handbag could receive a higher valuation than a less sought-after model in mint condition.

Can I pawn my Chanel bag?

Yes, you can pawn a Chanel handbag, provided it is a real Chanel bag and is in good condition.

Can I pawn more than one handbag?

Yes, you can pawn your entire handbag collection, with different bags receiving different offers. A crocodile Hermès will be valued at a better price than a leather Gucci, a used Louis Vuitton bag, or a mint condition Stella McCartney. Our valuers use a set of conditions, including brand, model, condition and material, to base their assessment.

Can I loan against my handbag?

Handbags are good investments, and new releases can sometimes be very high in demand and therefore have high handbag pawn shop values. Get in touch for a quote to borrow against your luxury handbag. Handbags do not have to be vintage to be considered as an asset for a loan.

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TERMS AND REPRESENTATIVE EXAMPLE

Our loan rates

All loans are for 6 months and secured against your luxury assets. Maximum APR (including all fees) 93.21%. Loans may be redeemed at any time during the term. If redeemed early, only the loan amount and accrued monthly interest are payable. Representative Example: £1,000 over 6 months at 6.5% per month (fixed). Total repayable £1,390. Representative APR 93.21%. Risk Warning: If the loan is not repaid, the assets may be sold.