There is often a sentimental or emotional reason why people own jewellery, therefore, borrowing money against jewellery is often a more suitable option than selling jewellery to raise short-term funds.

The main reasons are:

• We offer higher loan amounts and lower interest rates than our competitors
• We provide outstanding customer service, which is backed up by excellent Trustpilot and Google reviews
• Since 2010, we have lent over £100 million against jewellery to thousands of clients
• Our valuation experts are JET trained through The National Association of Jewellers

We believe we are the best pawn shop for selling high-end, second-hand jewellery. Whether branded, diamond, or gold, we are a trusted choice across the UK, buying millions of pounds’ worth of jewellery from our clients every year.

We do not accept jewellery from lower-end fashion brands such as Pandora. We primarily lend against high-value pieces from luxury brands, such as Cartier, as well as items crafted with precious metals and gemstones.

We regularly provide loans against luxury jewellery brands, including Cartier, Tiffany & Co., Van Cleef & Arpels, Bulgari, Graff, and Harry Winston. We also frequently lend against more unique or lesser-known high-end designers.

If you’re looking to pawn expensive jewellery, such as a ring and live or work in London, visit us at one of our Central London locations in Victoria, South Kensington, or Edgware Road. We offer fast, discreet cash loans against fine jewellery.

We typically loan on jewellery between 65% to 70% of an item’s auction value, compared to around 50% at most other jewellery pawnbrokers. Typically, this means that if you own a piece of diamond jewellery with a resale value of £5,000, we could lend you up to £3,500.

We lend against used, new, branded and non-branded jewellery, made of silver, gold, and platinum. This includes jewellery featuring diamonds, rubies, sapphires, emeralds, and other gemstones, as well as necklaces, pearls, earrings, brooches, cufflinks, pendants, rings, lockets, bangles, bracelets, charms, and chains.

We’re regarded as one of the UK’s leading pawnbrokers for achieving the highest jewellery valuations. Unlike many high-street pawnbrokers, who often rely on basic weight and metal content, our expert valuers are JET-trained and assess each piece on its craftsmanship, brand, and market demand.

To pawn your jewellery, you will need to provide valid identification, such as a passport or a UK driving licence, along with proof of address, such as a recent utility bill or bank statement.

Usually, just the ring is needed, but bringing any receipts or certificates (e.g. GIA reports) can help increase your loan amount. All items and accessories are catalogued in our system and are kept completely safe for the duration of the loan.

Yes, our loans are suitable for those individuals with bad credit, as we don’t conduct credit checks as part of our underwriting process. The loan is secured against the jewellery being used as collateral. Some of our clients see our product as a ‘personal loan for jewelry’, though we do have to take secure possession of your jewellery for the duration of the loan.

Pawning jewellery online is easy, safe and straightforward. Please visit our pawnbrokers online page for more information on our online service.

Pawning used jewellery for cash is simple. Bring your items to us (or use our online jewelry pawn service), we’ll provide a valuation, agree on a loan amount, and you’ll receive the funds immediately. Your jewellery stays securely with us until you repay the loan. Don’t worry if you have never used a pawnbroking service before, our customer service team are there to assist you through the process.

We offer loans from £500 up to £2 million. We lend a percentage of the items’ auction or resale valuation, which is often different from an insurance valuation. Find out more about our valuation process.

It’s essential that your jewellery is cleaned regularly, but this needs to be done with care. If your jewellery contains gemstones such as diamonds or sapphires, it should be professionally cleaned. If it doesn’t include any gemstones, you can clean your jewellery yourself using a small soft brush and lukewarm soapy water.

Yes, pawn shops do accept silver jewellery, including rings and more. Though our minimum loan value is £500, the collection of jewellery would have to be valued at £750 to £800 to borrow £500.

Yes, some pawn shops offer ring resizing, though we only provide this service for pre-owned rings purchased from our pawnbroker jewellery for sale collection.

Yes, we can either purchase your used jewellery outright, offer consignment sales or offer a loan against it, provided it meets our lending and purchasing criteria.

Some customers are surprised by how much their jewellery is worth, while others expect more, however, our valuations are always fair, and we aim to offer the highest loans for jewelry.

Yes, used expensive jewellery is ideal security for a short term loan due to its stable and easily verifiable value.

Yes, you can pawn pearl jewellery with us. The most valuable pieces typically feature natural or high-quality cultured pearls, especially when set in gold or paired with designer or antique settings, including those from pearl jewellery brands such as Mikimoto.

Yes, you can. Pawning a wedding ring in London or online is a discreet and private process, handled by our experienced team.

Yes, you can pawn a single earring or stud with us. However, the valuation will typically be based on the gemstone and metal content, rather than the resale value as a pair.

Yes, we are a pawn shop for earrings. We regularly provide loans against all types of earrings, from diamond studs to expensive designer pieces.

Yes, you can pawn broken or damaged jewellery. However, the valuation will reflect the condition of the piece, meaning the loan amount may be lower depending on the extent of the damage and whether it’s repairable.

No, you cannot pawn a ring you have found. Pawning found jewellery is illegal, and we can only accept items that you legally own.

Yes, you can usually pawn a ring without papers. For larger or higher-value diamonds, it is beneficial to have a recognised certificate, such as a GIA report, as it will enable us to offer you a higher loan. In some cases, we can assist in arranging certification before completing the loan with you.

Yes, you can pawn a broken necklace with us. The valuation will usually be based on the precious metal and any gemstones it contains. If the piece is repairable or from a recognised designer, this may increase its value.

Yes, you can with us, we are both a store and an online jewerly pawn shop. You can apply online, receive a quote, and use our secure and fully insured home collection service. If you choose not to proceed with the loan, we’ll return your items free of charge, or you can collect them in-store.

The most common items of jewellery that are used to secure a loan at Suttons and Robertsons pawnbrokers in Central London are rings. Of all the rings that are seen, the most common is the engagement ring. Engagement rings will typically be of higher value than other rings purchased, making them ideal for pawning.