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two people in a business meeting with a handbag on table and man wearing a luxury watch
RAISING MONEY FOR BUSINESS CASH FLOW

Business cash flow

Raise money on luxury assets, whether owned personally or by the business, for a quick way to raise working capital when you needs it.

Competitive offers
Quick payment
Confidential service
Safe & secure
Why us

Why use us for business cash flow

Our loans suit small businesses seeking fast access to working capital. With flexible terms and no monthly repayments, they can help manage cash flow, cover operational costs or fund growth opportunities.

Realise your investment

Turn appreciated luxury assets into cash at the right moment, locking in their value while prices are high.

Fund new acquisitions

Use pieces you already own to fund new purchases, whether you are upgrading or replacing them.

Release value quickly

Selling through auction houses or private marketplaces can take six to twelve months. We can provide same day funding.

Hassle free

Our team guides you through each step, from valuation through to payment.

watch collection stored in wolf watch winder
A RECENT CLIENT STORY

How we helped a watch dealer raise working capital

A Hatton Garden watch dealer needed £120,000 to buy new stock. With certain models appreciating in value, selling existing inventory at reduced prices to raise the funds made little sense. Instead, we lent against their existing stock, freeing up the working capital they needed. As pieces were sold in the normal course of trading, the client was able to reduce their loan amount, keeping the facility in place while their inventory kept moving.

A cream-colored coat of arms on a black background featuring a crowned shield with ornate flourishes, two heraldic lions on each side, three orb-like shapes inside the shield with intersecting lines forming a cross, the letters S and R in the center, and a banner below reading 'Since 1770'.
HOW DO PAWN SHOPS WORK

A fast and simple process

Whether you are borrowing or selling, our process offers fast access to funding wherever you are based in the UK.

Get in touch

Get started by providing details about the asset you would like to borrow against or sell.

Receive a quote

Our specialists assess your asset and provide a free, no obligation quote in as little as 1 hour.

Get your assets to us

Bring your asset to one of our stores anytime or by appointment, or use our home collection service.

Receive payment

Accept the agreement and receive payment via same day bank transfer. Our team is here to help with ongoing aftercare.

Resources

Insights & guides

Article

What watches go up in value?

Which watches go up in value? Patek Philippe, Audemars Piguet and Rolex top our list. See the latest watch resale analysis in our Q3 2026 update.

What watches go up in value?
best rolex watch models for investment
Guide

Are Rolex watches a good investment?

Rolex values are up 80% since 2017, but which models perform best as a Rolex investment? Explore resale data, top Rolex investments and what drives Rolex value.

Are Rolex watches a good investment?
fine art gallery
Guide

Art finance explained: loans, lenders and market trends

Explore the growing global art-secured lending market, forecast to reach US$42–50 billion by 2027, and the dynamics of fine art collateral loans.

Art finance explained: loans, lenders and market trends
Selling jewellery at auction vs jewellers, pawnbrokers & marketplaces
Article

Selling jewellery: auction, jewellers, pawnbrokers & marketplaces

Compare the different ways to sell jewellery and find out which route pays the most, sells the fastest and suits your piece.

Selling jewellery: auction, jewellers, pawnbrokers & marketplaces
hermes birkin black handbag
Article

Which designer handbags have the best resale value?

Read our luxury handbag resale value comparison guide for clear insights on Hermès, Louis Vuitton, and Chanel resale value returns.

Which designer handbags have the best resale value?
neon cartier logo
Article

What’s so special about Cartier?

Discover the Cartier history timeline and what makes Cartier special through the stories behind Love, Trinity, Panthère, Juste un Clou, Santos and Tank.

What’s so special about Cartier?
cartier love bangle with red cartier box
Article

Jewellery resale value report 2026

Does jewellery have high resale value? Our 2026 report analyses 2,000+ real sales across Cartier, Van Cleef & Arpels, Bulgari, Chopard, Tiffany & Co., and Boodles.

Jewellery resale value report 2026
authentic tiffany rings
Article

How to spot fake Tiffany jewellery

Learn how to tell if Tiffany jewelry is real or not. As one of the world’s biggest jewellery brands, there is a lot of counterfeit Tiffany jewellery.

How to spot fake Tiffany jewellery
Article

Is it a good time to sell gold?

Wondering when is it a good time to sell gold? With gold prices at historic highs, discover if selling your gold jewellery and assets now is the right option for you.

Is it a good time to sell gold?
Article

How to spot a fake Rolex in 5 minutes

Learn how to spot a fake Rolex. Compare fake Rolex vs real details and how to avoid Rolex super clones in under 5 minutes. Find out if your Rolex is a dupe.

How to spot a fake Rolex in 5 minutes