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RAISING MONEY FOR BUSINESS CASH FLOW

Business cash flow

Borrow against or sell luxury assets, whether owned personally or by the business, for a fast, flexible way to raise working capital when your small business needs it.

Competitive offers
Quick payment
Confidential service
Safe & secure
Why us

Why use us for business cash flow

Our loans suit businesses seeking fast access to working capital. With flexible terms and no monthly repayments, they can help manage cash flow, cover operational costs or fund growth opportunities.

Realise your investment

Turn appreciated pieces like gold into cash at the right moment, locking in their value while prices are high.

Fund new acquisitions

Use pieces you already own to fund new purchases, through a sale or a loan, whether you are upgrading or replacing them.

Release value quickly

Selling through auction houses or private marketplaces can take six to twelve months. We can provide same day funding.

Hassle free

Minimal paperwork and a straightforward process. We either manage the sale for you or lend against your piece.

A RECENT CLIENT STORY

How we helped a watch dealer raise working capital

A Hatton Garden watch dealer needed £120,000 to buy new stock. With certain models appreciating in value, selling existing inventory at reduced prices to raise the funds made little sense. Instead, we lent against their existing stock, freeing up the working capital they needed. As pieces were sold in the normal course of trading, the client was able to reduce their loan amount, keeping the facility in place while their inventory kept moving.

WHY US

Why borrow with us

A discreet pawnbroking loan service for borrowing against luxury assets, trusted by clients across the UK for fast, flexible funding.

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Average payout time of 5 hours

Appointments usually take 30 to 60 minutes, with cash in your bank on average within 5 hours of signing the agreement.

£300m+ paid to clients

We have paid clients over £300 million through loans and sales, with individual payouts from £250 to over £500,000.

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60,000+ clients served since 2010

Trusted by thousands of clients to access quick, discreet funding on luxury assets, from single items to large collections.

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3 London stores & offices UK wide

Three central London stores, plus private offices in regions across the UK available by appointment for high value loans (over £40,000).

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20% of clients loan from home

Clients across the UK loan with us from home, with free and insured home collection or visits and agreements issued digitally.

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95%+ loan redemption rate

Most of our clients repay their loan and receive their items back, with no repayments required until the point of redemption.

HOW DO PAWN SHOPS WORK

A fast and simple process

Whether you are borrowing or selling, our process offers fast access to funding wherever you are based in the UK.

Get in touch

Get started by providing details about the asset you would like to borrow against or sell.

Receive a quote

Our specialists assess your asset and provide a free, no obligation quote in as little as 1 hour.

Get your assets to us

Bring your asset to one of our stores anytime or by appointment, or use our home collection service.

Receive payment

Accept the agreement and receive payment via same day bank transfer. Our team is here to help with ongoing aftercare.

Get a quote
Resources

Insights & guides

Guide

Pawn versus sell: the pros and cons guide

Our pawn vs sell guide highlights the pros and cons of both and will help you to make decisions. Find out now what the difference between pawn and sell is.

Guide

Sell gold and pawn guide 2026

The pawn gold price per gram in the UK in 2026 is reaching record highs. Our Sell Gold and Pawn Guide will help you realise the value of your gold assets.

Guide

A beginners guide to pawnbroking

Discover the difference between pawning and selling with our guide and find out how you could release your cash quickly.

Guide

Gold valuation guide

Understand the types of gold valuations, why gold value varies, and how we value gold coins, jewellery and bullion before selling or loaning against your gold.

Guide

Jewellery valuation guide

Learn how jewellery valuations work, why prices vary, what influences jewellery appraisals, and the differences between resale, insurance, and loan valuations.

Article

Is it a good time to sell gold?

Wondering when is it a good time to sell gold? With gold prices at historic highs, discover if selling your gold jewellery and assets now is the right option for you.

Article

How to spot a fake designer handbag

Find out what to look for in a fake designer handbag or purse, including packaging, documentation, and stitching. Learn how to tell if a handbag is authentic.

Article

What are the best alternative investments in 2026?

Discover the Knight Frank Luxury Investment Index and explore the best investments in 2026 across passion assets and collectables.

Article

Which are the best jewellery investment pieces?

Investing in jewellery is increasingly popular. Find out some of the best jewellery to invest in, such as Tiffany, Cartier and Van Cleef investment jewellery.

Article

Are designer handbags a good investment?

Is it wise to invest in handbags in 2026? Explore handbags as an investment, from classic designer pieces to emerging brands that could grow in value.