Loan against your Richard Mille watch
Release capital from your Richard Mille without selling it. We provide discreet, high-value loans secured against Richard Mille watches from our London showrooms and online.
How to pawn Richard Mille
Using your Richard Mille watch as security is quick and hassle-free. Simply get a quote, have your watch valued, and receive your loan. We'll securely look after your watch until your loan is repaid.
Getting your Richard Mille to us
In person
We welcome walk ins, though for larger collections or rare items we recommend an appointment. We have three London showrooms and offices nationwide, with private rooms for clients.
From home
Our courier options are fully insured in transit, with money reaching you within 24 to 72 hours. For larger collections, a senior valuer can visit you at home.
Richard Mille watch valuation
Richard Mille watches are among the most sought-after timepieces in the secondary market. When arranging a loan, our specialists assess the reference, condition, rarity and current demand for the model, enabling us to offer competitive loans against Richard Mille watches.
Caring for your Richard Mille
While your item is with us it is in safe hands. It is handled under CCTV, placed in a protective box and kept in our high security vaults, protected by state of the art security systems.
Everything you hand over, including accessories, box and papers, is catalogued and audited, so it is all returned in the same condition we received it.
Get started
Get in touch with our team for a free quote and start raising money on your luxury assets today. It only takes a few minutes to get started.
Recent watch loan examples
Explore a selection of recent loans we've provided against luxury watches. These examples showcase the exceptional timepieces we lend against and the competitive funding we provide based on their value.
Rolex Daytona
Cartier Santos
Patek Philippe Calatrava
Breitling Superocean
Omega Speedmaster
Cartier Ballon Bleu
TAG Heuer Aquaracer
Tudor Black Bay
Audemars Piguet Royal Oak
Rolex Submariner
Frequently asked questions
Everything you need to know about borrowing against your luxury assets.
Why are Richard Mille watches popular for asset-backed lending?
Richard Mille watches are widely recognised as highly valuable, portable luxury assets. Their strong secondary market demand and high individual values make them particularly well suited to securing larger short-term loans.
Can I pawn my Richard Mille watch without the box and papers?
Yes. While original box and papers can support a valuation, they are not required. Our specialists can still assess and provide a loan against a Richard Mille watch without them.
What affects the value of a Richard Mille watch?
The reference number, rarity, condition, ownership history and accompanying documentation can all influence Richard Mille watch value. Watches with original accessories and complete provenance often attract stronger valuations.
Do Richard Mille watches hold their value?
Many Richard Mille watches are known for exceptionally strong value retention. Limited production numbers, global demand and exclusivity have helped certain references achieve significant resale values in the secondary market.
How much can I borrow against my Richard Mille?
Richard Mille watches often command some of the highest loan values in the luxury watch market. The amount available depends on the specific reference, condition, provenance and current market demand for the model. For example, a Richard Mille RM016 with a rose gold case could receive £20,000 for a watch loan.
Can I get a loan against a Richard Mille watch?
Yes. We offer loans on Richard Mille watches, allowing you to unlock the value tied up in your watch without having to sell it. Your watch is held securely throughout the loan term and returned once the loan has been repaid.
Our loan rates
All loans are for 6 months and secured against your luxury assets. Maximum APR (including all fees) 93.21%. Loans may be redeemed at any time during the term. If redeemed early, only the loan amount and accrued monthly interest are payable. Representative Example: £1,000 over 6 months at 6.5% per month (fixed). Total repayable £1,390. Representative APR 93.21%. Risk Warning: If the loan is not repaid, the assets may be sold.