Loans on Patek Philippe Watches

Loan against your Patek Philippe watch

Patek Philippe is regarded as one of the most prestigious watch brands in the world due to their superlative levels of engineering and design which push the boundaries of horology. That is why they are so highly sought after and make a great asset to lend against.

Why Choose Us

Fast Receive money in as little as an hour, online or in-store.
Competitive Accurate valuations and competitive offers.
Expert Trusted pawnbroker and retailer for over 250 years.

A Fast and Simple Process


Contact Us

Get in touch with us online,
in-store or by phone.



Accept Offer

Receive your loan offer from our
specialists in as little as 1 hour.


Receive Money

Accept the loan agreement and receive
the money via same-day bank transfer.

Getting Your Patek Philippe Watch to Us

We offer several options:


Bring your Patek Philippe watch(s) into one of our London stores today. You are welcome to book an appointment with our expert appraisers and they will be ready to meet you when you arrive.

Courier Service

Use our free and insured Special Delivery courier service to send your Patek Philippe watch(s) to us, or we can send our courier to you to collect your watch(s). Receive money in 24 – 48 hours from your home.

Staff Collection

Have your high value Patek Philippe watch(s) collected by one of our staff members at a convenient time and place for you.

Home Visit

For high value Patek Philippe watch(s), our specialists can come to you to value your luxury assets.

Valuing Your Patek Philippe Watch

Our highly trained specialists consider many factors when valuing your Patek Philippe watch to ensure we provide you with the most accurate and up to date valuation. The most important factors are:


Patek Philippe watches hold their value much better over time than other less prestigious watch brands. In particular, the Patek Philippe Calatrava, Nautilus and Aquanaut tend to be in high demand and this is reflected in our loan estimates.


We understand that over time your Patek Phillipe might have some wear and tear damage, though any significant dents, scratches, repairs, restorations or other damage to the glass or bracelet can impact the value.


The age of your Patek Philippe can have a positive or negative impact on value. Contemporary and modern Patek Phillipe watches tend to have a higher value when they are newer. Vintage Patek Phillipe watches are valued on their rarity and condition.


If you have the original box, a certificate of sale or any papers that record information about your Patek Phillipe watch, this adds value. If you have lost or misplaced them, don’t worry, we will still be able to provide you with a loan estimate.

Market Value

We consider any recent information we can locate from auction and private sale records to ensure our valuations are accurate.

We also check your watch against loss and stolen registers as part of our due diligence.

Looking After Your Patek Philippe Watch


If you use our courier service to have your Patek Philippe watch(s) collected from your home or you send your items to us, they will be insured up to £20,000 during transportation.

If your Patek Philippe watch(s) is of high value and you use our staff collection service, they will also be insured up to £100,000 during transportation.


Whilst your Patek Philippe watch(s) is with us to be valued by our specialists or if your item is under loan with us, it is stored in protective packaging in our highly secure vaults.


When your Patek Philippe watch(s) is with us, we take every step necessary to look after it. Our valuation specialists and inventory managers handle your Patek Philippe watch(s) with care to make sure your luxury valuables are returned to you in the same condition we received them in.

Frequently Asked Questions

How much can I pawn my Patek Philippe watch for?

We offer loans from £500 up to £2 million. Suttons and Robertsons can lend up to 70% of the value of your Patek Philippe watch. This means that if you are pawning a Patek Philippe Grand Complication watch valued at £75,000, we could lend you a maximum of £52,500 (70% of the value). We always aim to provide our clients with the maximum loan amount though the amount depends on many factors including the model, condition, age, provenance and market value.

Can I pawn my Patek Philippe watch online?

Yes. Suttons and Robertsons are an in-store and online pawn shop. If you want to transact with us from home, rather than coming into one of our stores, you can apply online and use our secure home collection service. If you use our home collection service and decide you don’t want to accept our loan offer, we will arrange for your item(s) to be returned to you free of charge. Alternatively, you are welcome to collect your item(s) in-store.

How to increase the value of my Patek Philippe watch?

It is beneficial to have your watch cleaned and have any cosmetic damage such as dents or scratches repaired prior to getting a valuation. Even if your Patek Philippe watch is in good cosmetic condition, it is important to have it regularly serviced to ensure it remains in full working order.

Can I sell used Patek Philippe watch?

Yes. If you decide you don’t want to pawn your watch, you can sell your Patek Philippe watch to us. Get a quote with us online, in-store or by phone today.

Can I pawn a used Patek Philippe watch?

Yes. If you are trying to find out if you can borrow money against the value of your Patek Philippe watch, Suttons and Robertsons have been providing a trustworthy pawnbroking service since 1770. We can assist you in raising instant finance using your luxury Patek Philippe watch as loan collateral. Don’t worry if you have never used pawnbroking services before, our customer service team are there to assist you through the process.

What watch brands do you lend against?

We lend against many watch brands including but not limited to RolexPatek PhilippeCartier, Vacheron, Jaeger-LeCoultre, Frank Muller, IWCOmegaBreitling, Panerai, Audemars Piguet and Hublot.

What luxury assets do you offer loans against?

We are a high-end pawnbroker specialising in offering instant, fast loans against watches, jewellery, diamonds, gold, fine art, antiques, classic and luxury cars, handbags, rare books, sports memorabilia and other luxury items.

What Patek Philippe models do you lend against?

The Patek Philippe models we lend against include but are not limited to Grand Complications, Complications, Calatrava, Nautilus, Aquanaut, Gondolo, Golden Ellipse and Twenty~4.

Loan Rates


All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. No minimum payment term. Maximum payment term: up to 6 months. These loans are redeemable at any point during the loan period without any penalty.

Representative Example

Loan amount of £1,000. Loan term of 6 months. Interest rate of 6% per month. Total interest of £360 over 6 months. Total repayable amount in one instalment is £1,360. Representative APR is 84.96% (including all fees).

Risk Warning: If the loan is not repaid, the assets may be sold.

Get In Touch Today

Call us now on 0800 038 9839 or contact us online.


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