Loans on Cartier watches

Loans on Cartier Watches

Rolex watches, both new and vintage are amongst the most popular and saleable timepieces. From a classic Oyster Perpetual through to a professional Cosmograph Daytona or Yacht-master, all Rolex models make the perfect collateral for a pawn loan.

Why Choose Us

Fast Receive money in as little as an hour, online or in-store.
Competitive Accurate valuations and competitive luxury asset loan rates.
Expert Trusted pawnbroker and retailer for over 250 years.
Confidential Discreet service with no credit or affordability checks.

A Fast and Simple Process


Contact Us

Get in touch with us online,
in-store or by phone.


Accept Offer

Receive your loan offer from our
specialists in as little as 1 hour.


Receive Money

Accept the loan agreement and receive
the money via same-day bank transfer.

Get In Touch Today

Call us now on 0800 038 9839 or contact us online.

Getting Your Cartier Watch to Us

We offer several options:


Bring your watch(s) into one of our London or Manchester stores today.

Courier Collection

Have your watch(s) collected and receive your money within 24 – 48 hours from the comfort of your home.

Staff Collection

Have your high value watch(s) collected by one of our staff members at a convenient time and place for you.

Home Visit

For high value loans, our specialists can come to you to value your watch(s).

Valuing Your Cartier Watch

Our highly trained specialists consider many factors when valuing your Cartier watch to ensure we provide you with the most accurate and up to date valuation. The most important factors are:


Certain models such as the Tank and Santos tend to hold or appreciate in value more than other models which is why it’s such an important factor to consider when valuing your Cartier watch.


We understand that over time your Cartier watch might have some wear and tear damage, though any significant dents, scratches, repairs, restorations or other damage to the glass, bracelet or leather strap can impact the value.


The age of your Cartier watch can have a positive or negative impact on value. Contemporary and modern Cartier watches tend to have a higher value when they are newer. Vintage Cartier watches are valued on their rarity and condition.


If you have the original box, a certificate of sale or any papers that record information about your Cartier watch, this adds value. If you have lost or misplaced them, don’t worry, we will still be able to provide you with a loan estimate.

Market Value

We consider any recent information we can locate from auction and private sale records to ensure our valuations are accurate.

We also check your watch against loss and stolen registers as part of our due diligence.

Looking after your Cartier watch


If you use our courier service to have your watch(s) collected from your home or you send your items to us, they will be insured up to £20,000 during transportation, providing you with peace of mind.

If your watch(s) is of high value and you use our staff collection service, your items will also be insured up to £XXX, XXX during transportation.


Whilst your watch(s) is with us to be valued by our specialists or if your item is under loan with us, it is stored in protective packaging in our highly secure vaults.


When your watch(s) is with us, we take every step necessary to look after your luxury valuables. Our valuation and inventory specialists handle your watch(s) with care to make sure your luxury valuables are returned to you in the same condition we received them in.


Frequently Asked Questions

Why loan against your Cartier watch?

You have immediate access to funds without needing to sell your Cartier watch. The loan is secured against your Cartier watch which remains under your ownership for the duration of the loan.

Can I sell a used Cartier watch?

Yes. If you decide you don’t want to pawn your Cartier, we can provide you with a purchase offer. Get a quote with us online, in-store or by phone today.

How to increase the value of my Cartier watch?

It is beneficial to have your watch cleaned and have any cosmetic damage such as dents or scratches repaired prior to getting a valuation. Even if your Cartier watch is in good cosmetic condition, it is important to have it regularly serviced to ensure it remains in full working order.

Can I pawn my Cartier Santos watch?

We lend against Cartier Santos watches. Cartier’s first gent’s wristwatch was commissioned for Alberto Santos-Dumont in 1904. Santos approached Cartier as he had trouble easily accessing his pocket watch whilst flying and wanted to be able to quickly and effortlessly read the time. This watch has become one of the most iconic models from the House of Cartier.

Can I pawn a used Cartier watch?

Yes. We can offer you a loan against your Cartier watch. Get a quote with us online, in-store or by phone today.

How much can I pawn my Cartier watch for?

We offer loans from £500 up to £2 million. We always aim to provide our clients with the maximum loan amount though the amount depends on many factors including the model, condition, age, provenance and market value.

What Cartier watch models do you lend against?

The Cartier watch models we lend against include but are not limited to Pasha, Tank, Ballon Bleu, Santos, Panthère, Ronde, Maillon, Baignoire, Privè, Drive Cle, Roadster and Tortue.

Can I borrow against my Cartier Tortue watch?

We lend against Cartier Tortue watches. Created in 1912 at a time where all watches were predominantly round, Louis Cartier created the Tortue model inspired by the shape of a tortoise. These watches are only available in precious metals.

Loans Rates

Loan Amount Monthly Interest Rate APR % (Annual Percentage Rate)
£0 - £999 6.5% 93.21%
£1,000 - £7,499 6.0% 84.96%
£7,500 - £14,999 5.0% 69.00%
£15,000 - £49,999 4.0% 53.76%
£50,000+ 3.5% 46.41%


All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. No minimum payment term. Maximum payment term: up to 6 months. These loans are redeemable at any point during the loan period without any penalty.

Representative Example

Loan amount of £1,000. Loan term of 6 months. Interest rate of 6.5% per month. Total interest of £390 over 6 months. Total repayable amount in one instalment is £1,390. Representative APR is 93.21% (including all fees).

Previous Loan Examples

Risk Warning: If the loan is not repaid, the assets may be sold.

Contact Us Today

Call us now on 08000 389 839 or complete our form


Related Reading

Why Everyone Adores Cartier Love

The Cartier LOVE bracelet is an exceptional piece of jewellery and is one of the most highly searched-for pieces on the internet. Part of a wider collection that includes the Cartier LOVE ring and...

read more

Things You May Not Know About Cartier

The history of Cartier takes us on a fascinating journey back through a timeline of modern Europe – Cartier’s story intertwines with so many important events and figures in popular culture...

read more

Cartier – not just jewellery

For many, the Cartier brand name is intrinsically linked with the iconic jewellery collections, such as the Panthère de Cartier, which elevated jewellery design to a new, conceptual level. Where...

read more

Get a Quote