Pawn Watches
Looking to Loan Against Your Luxury Watch?
Why choose us
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
A FAST AND SIMPLE PROCESS
Contact us
Get in touch with us online,
in-store or by phone.
Accept Offer
RECEIVE YOUR OFFER FROM OUR
SPECIALISTS IN AS LITTLE AS 1 HOUR.
RECEIVE MONEY
ACCEPT THE AGREEMENT AND RECEIVE
THE MONEY VIA SAME-DAY BANK TRANSFER.
GETTING YOUR WATCH TO US
WE OFFER SEVERAL OPTIONS:
IN-STORE
Bring your watch(es) into one of our London stores today. You are welcome to book an appointment with our expert appraisers, and they will be ready to meet you when you arrive.
COURIER SERVICE
Use our free insured Special Delivery courier service to send your watch(es) to us, or we can send our courier to you to collect your watch(es). Receive money in 24 – 48 hours from your home.
STAFF COLLECTION
Have your high value watch(es) collected by one of our staff members at a convenient time and place for you.
HOME VISIT
For high value watch(es), our specialists can come to you to value your luxury assets.
Valuing Your Watch
Our highly trained specialists carefully assess each watch and take into consideration the brand, model, condition, desirability, age, provenance, quality of craftsmanship market value to ensure we provide you with the most accurate and up to date valuation loan estimate. The five most important factors are:
BRAND AND MODEL
This is one of the most important factors that drives value. Limited editions of either vintage or modern watches are deemed higher value and attract interest from collectors. Furthermore, certain models of luxury brands such as Rolex and Patek Philippe tend to hold their value much better over time than other less prestigious watch brands.
PROVENANCE
If you have the original box, a certificate of sale or any papers that record information about your watch, this adds value. If you have lost or misplaced them, don’t worry, we will still be able to provide you with a loan estimate.
CONDITION
The overall working aesthetic condition can affect the value of a watch. We understand that over time your luxury watch might have some wear and tear, though any significant dents, scratches, repairs, restorations or other damage to the glass or bracelet can impact the value.
MARKET VALUE
We consider any recent information we can locate from auction private sale records to ensure our valuations are accurate.
We also check your watch against lost and stolen registers as part of our due diligence.
AGE
The age of your watch can have a positive or negative impact on value. Contemporary and modern watches tend to have a higher value when they are newer. Vintage watches are valued on their rarity and condition.
Security and Care
LOOKING AFTER YOUR WATCH
TRANSPORT
If you use our courier service to have your watch(es) collected from your home or you send your items to us, they will be insured up to £20,000 during transportation.
If your watch(es) is of high value and you use our staff collection service, they will be insured up to £100,000 during transportation.
STORAGE
Whilst your watch(es) is with us to be valued by our specialists or if your watch(es) is under loan with us, it is stored in protective packaging in our highly secure vaults.
CARE
When your watch(es) is with us, we take every step necessary to look after it. Our valuation specialists and inventory managers handle your watch(es) with care to make sure your luxury valuables are returned to you in the same condition we received them in.
Previous Loan Examples
Omega
£1,300
Rolex
Submariner Hulk
£9,000
Cartier
£3,000
WATCH BRANDS WE LOAN AGAINST
WE LOAN AGAINST MANY BRANDS INCLUDING BUT NOT LIMITED TO:
Our Pawn Shop Interest Rates
| Loan Amount | Monthly Interest Rate | APR % (Annual Percentage Rate) |
|---|---|---|
| £0 – £999 | 6.5% | 93.21% |
| £1,000 – £7,499 | 6.0% | 84.96% |
| £7,500 – £14,999 | 5.0% | 69.00% |
| £15,000 – £49,999 | 4.0% | 53.76% |
| £50,000+ | 3.5% | 46.41% |
FREQUENTLY ASKED QUESTIONS
Why loan against your watch?
What luxury watches do you offer loans against?
What luxury assets do you offer loans against?
How much can I pawn my watch for?
Can I pawn a used watch?
Can I sell used watch?
Can I pawn my watch online?
How are watches valued?
Competitive Loan Rates
Terms
All our loans are for 6 months and are secured against your valuables. Minimum repayment term of 1 day. Maximum repayment term: up to 6 months. Maximum APR (including all fees): 93.21%. These loans are redeemable at any point during the loan period without any penalty.
REPRESENTATIVE EXAMPLE
Loan amount of £1,000. Loan term of 6 months. Interest rate of 6% per month (fixed). Total interest of £360 over 6 months.
Total repayable amount in one instalment is £1,360. Representative APR is 84.96% (including all fees).
Risk Warning: If the loan is not repaid, the assets may be sold.
GET IN TOUCH TODAY
Call us on 0800 038 9839 or contact us for a free online quote now.
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