Pawnbroker Loans
Looking for a luxury pawnbroker?
Suttons and Robertsons are a high-end pawnbroker specialising in offering instant loans against Watches, Jewellery, Diamonds, Gold, Fine Art, Antiques, Classic Luxury Cars, Handbags, Rare Books, Sports Memorabilia and other luxury items. We offer a safe and secure online pawnbroking service and we have four pawn shops in London.
Why choose us
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
Fast
Receive money in as little as an hour.
Expert
Trusted pawnbroker and jeweller for over 250 years.
Competitive
Accurate valuations and competitive loan rates.
Confidential
Discreet service with no credit checks.
Pawn Shop Loan
Looking for ‘pawn shop loans’ or seeking out a pawnbroker in London that you can trust? Suttons and Robertsons, luxury London pawnbrokers since 1770, has four pawn shops across the capital, which means that you’ll always be within easy reach of one of our shops. Visit one of our London pawn shops today or book an appointment with our valuation specialists. They will be delighted to greet you on arrival.
FREQUENTLY ASKED QUESTIONS
What is a pledge?
It’s an item of value that’s used as security against a loan.
What is Pawnbroking?
Pawnbroking is simply a form of credit offering a safe and efficient way of releasing capital from your luxury valuables. These can include anything from jewellery, watches and gold to silverware, fine artwork and antiques.
How do I redeem my pledge?
The asset is held for the duration of the pledge agreement. You need to bring the pledge agreement to repay the money owed, including any accrued interest, to the branch where you made the pledge. We’ll then return the pledged asset to you.
How much time do I have to redeem a pledge?
Within our standard six month agreement, you can redeem your pledge at any time, provided you repay all outstanding money, including the accrued interest. If you do not redeem your item before the expiry of the term, your item(s) may be sold. However, you are able to redeem your item(s) at any time prior to the sale of your item(s).
How quickly can I obtain a loan?
Pawnbroking is a fast, efficient service with many personal asset loans usually being agreed within an hour. Certain items such as classic cars, artwork and antiques may require an additional expert valuation, this typically takes two to three days. You risk losing your item if you fail to repay by your due date. Your item will be sold to cover the cost of the loan, you will not be liable to repay any shortfall.
Is my transaction with you private?
You can rely on our discretion. Confidentiality, integrity and trust are all extremely important factors to us.
Is Pawnbroking regulated?
Yes. As a pawnbroker, our business is regulated by the Financial Conduct Authority (FCA). We are therefore required to comply with the applicable rules and guidance issued by the FCA, Consumer Credit Act 1974 and all supporting Consumer Credit Regulations.
Are you looking for a pawnbroker near me in London?
Suttons and Robertsons are a pawnbroker with stores across London. Please get in touch with your nearest Suttons and Robertsons pawn shop. Our team of experts would be delighted to assist you.
Our Pawn Shop Interest Rates
| Loan Amount | Monthly Interest Rate | APR % (Annual Percentage Rate) |
|---|---|---|
| £0 – £999 | 6.5% | 93.21% |
| £1,000 – £7,499 | 6.0% | 84.96% |
| £7,500 – £14,999 | 5.0% | 69.00% |
| £15,000 – £49,999 | 4.0% | 53.76% |
| £50,000+ | 3.5% | 46.41% |
Useful Pawnbroking Guides
Pawnbroking for beginners
Everything you need to know about pawnbroking
How pawnbroking works
A breakdown of the traditional process
Our Online Pawn Shop Service
A breakdown of our online collection service
Competitive Loan Rates
Terms
All our loans are for 6 months and are secured against your valuables. Minimum repayment term of 1 day. Maximum repayment term: up to 6 months. Maximum APR (including all fees): 93.21%. These loans are redeemable at any point during the loan period without any penalty.
REPRESENTATIVE EXAMPLE
Loan amount of £1,000. Loan term of 6 months. Interest rate of 6% per month (fixed). Total interest of £360 over 6 months.
Total repayable amount in one instalment is £1,360. Representative APR is 84.96% (including all fees).
Risk Warning: If the loan is not repaid, the assets may be sold.