Loan Against Your Diamond Engagement Ring, Jewellery and Loose Diamonds
We offer short term pawn loans against your diamonds. All our diamond valuations are based on up to date Rapaport pricing which is the industry standard for diamond pricing. Get in touch with us today to receive a quote.
Why Choose Us
| Fast | Receive money in as little as an hour, online or in-store. |
|---|---|
| Competitive | Accurate valuations and competitive offers. |
| Expert | Trusted pawnbroker and retailer for over 250 years. |
A Fast and Simple Process
1
Contact Us
Get in touch with us online,
in-store or by phone.
2
Accept Offer
Receive your loan offer from our
specialists in as little as 1 hour.
3
Receive Money
Accept the loan agreement and receive
the money via same-day bank transfer.
Get In Touch Today
Call us now on 0800 038 9839 or contact us online.
Getting Your Diamonds to Us
We offer several options:
In-store
Bring your diamond(s) into one of our London stores today. You are welcome to book an appointment with our expert appraisers and they will be ready to meet you when you arrive.
Courier Service
Use our free and insured Special Delivery courier service to send your diamonds to us, or we can send our courier to you to collect your diamonds. Receive money in 24 – 48 hours from your home.
Staff Collection
Have your high value diamond(s) collected by one of our staff members at a convenient time and place for you.
Home Visit
For high value diamonds, our specialists can come to you to value your luxury assets.
Valuing Your Diamonds
Our highly trained specialists consider many factors when valuing your diamonds to ensure we provide you with the most accurate and up to date valuation. The most important factors are the ‘four cs’ and certification:
Carat
Carat is the unit of measurement for the weight of diamonds. Generally, a diamond’s value increases in line with the carat weight however, diamonds with equal carat weight can differ in value depending on other valuation factors.
Cut
The cut is often thought of as the diamond’s shape (oval, pear, round etc.) however, it is also about how well the diamond has been cut and finished. The proportions, depth, symmetry and polish will all impact the aesthetic appearance and value of the stone.
Clarity
Clarity is the assessment of the inclusions (internal flaws) and blemishes (external imperfections) of your diamond. A gemstone with no visible inclusions or blemishes is graded as ‘flawless’ and therefore likely to be of higher value.
Colour
Diamonds come in many different colours ranging from pink to blue however, the most common are colourless. Colourless diamonds are graded on their lack of colour and any yellow, brown or grey tints can impact value.
Certification
A laboratory certificate from institutions such as GIA, HRD, Anchorcert and IGI all help maximise the value of your diamonds.
Looking After Your Diamonds
Transport
If you use our courier service to have your diamond(s) collected from your home or you send your items to us, they will be insured up to £10,000 during transportation.
If your diamond(s) is of high value and you use our staff collection service, your items will also be insured up to £100,000 during transportation.
Storage
Whilst your diamond(s) is with us to be valued by our specialists or if your diamond(s) is under loan with us, it is stored in protective packaging in our highly secure vaults.
Care
When your diamond(s) is with us, we take every step necessary to look after it. Our valuation specialists and inventory managers handle your diamond(s) with care to make sure your luxury valuables are returned to you in the same condition we received them in.
Frequently Asked Questions
Why loan against your diamonds?
Your diamond(s) can be the solution to your short term cashflow needs. Borrowing against your diamond(s) enables you to keep possession of them, preventing you from having to sell.
Can I sell pre-owned diamonds?
Yes. If you decide you don’t want to pawn your diamonds, we can provide you with a purchase offer. Get a quote with us online, in-store or by phone today.
Can I pawn my diamonds online?
Suttons and Robertsons are an in-store and online diamond pawnbrokers. Don’t worry if you can’t come into one of our London stores, we offer a secure online pawn shop service across the UK.
Can I pawn pre-owned diamonds?
Yes. Our highly trained specialists can grade your diamonds and provide you with a loan offer against diamond-set jewellery and certified loose diamond stones.
How much can I pawn my diamonds for?
We offer loans from £500 up to £2 million. Suttons and Robertsons can lend up to 70% of the value of your diamonds. This means that if you are pawning a collection of GIA certified diamonds valued at £13,500, we could lend you a maximum of £9,450 (70% of the value).
Where can I pawn my diamonds?
You can borrow money against your diamonds at our pawn shops. Suttons and Robertsons have four pawn shops in London; Victoria Street Pawnbrokers, Edgware Road Pawnbrokers, South Kensington Pawnbrokers and Fleet Street Pawnbrokers. Please contact us if you are searching for pawnbrokers near me and live in London. We will be able to appraise your diamonds and provide you with an offer instantly.
Loan Rates
Terms
All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. No minimum payment term. Maximum payment term: up to 6 months. These loans are redeemable at any point during the loan period without any penalty.
Representative Example
Loan amount of £1,000. Loan term of 6 months. Interest rate of 6% per month. Total interest of £360 over 6 months. Total repayable amount in one instalment is £1,360. Representative APR is 84.96% (including all fees).
Risk Warning: If the loan is not repaid, the assets may be sold.
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