Pawn My Jewellery

Looking to Loan Against Your Jewellery?

We provide fast pawn loans against your fine and modern jewellery. Our highly trained specialists assess your jewellery as jewellery, not just weights and measures. We consider many appraisal factors so we can offer you the maximum amount against your luxury jewellery pieces. Get in touch with us today to receive a quote.

Why Choose Us

Fast Receive money in as little as an hour, online or in-store.
Competitive Accurate valuations and competitive offers.
Expert Trusted pawnbroker and retailer for over 250 years.

A Fast and Simple Process

1

Contact Us

Get in touch with us online,
in-store or by phone.

 

2

Accept Offer

Receive your loan offer from our
specialists in as little as 1 hour.

3

Receive Money

Accept the loan agreement and receive
the money via same-day bank transfer.

Get In Touch Today

Call us now on 0800 038 9839 or contact us online.

Getting Your Jewellery to Us

We offer several options:

In-store

Bring your jewellery into one of our London stores today. You are welcome to book an appointment with our expert appraisers and they will be ready to meet you when you arrive.

Courier Service

Use our free and insured Special Delivery courier service to send your jewellery to us, or we can send our courier to you to collect your jewellery. Receive money in 24 – 48 hours from your home.

Staff Collection

Have your high value jewellery collected by one of our staff members at a convenient time and place for you.

Home Visit

For high value jewellery, our specialists can come to you to value your luxury assets.

Valuing Your Jewellery

Our highly trained specialists consider many factors when valuing your jewellery to ensure we provide you with the most accurate and up to date valuation. The most important factors are:

Brand

Jewellery from certain brands or makers such as Cartier, Tiffany and Van Cleef & Arpels tend to have higher resale values and hold their value much better over time.

Material

Fine jewellery is mostly made of high value materials such as gold (yellow, white, rose), platinum and silver. Look for the hallmark stamped on your jewellery as this certifies the purity (9 – 24 carats).

Gemstones

Diamonds are assessed by the fundamental four C’s: colour, clarity, cut and carat. To achieve the highest potential value for your diamonds we welcome the 5th C: certificate. Laboratory certificates from GIA, HRD, Anchorcert and IGI all help maximise the value of the diamonds set in your jewellery.

Provenance

If you have a certificate of sale or any papers that record information about your jewellery, this adds value. If you have lost or misplaced them, don’t worry, we will still be able to provide you with a loan estimate.

Condition

We understand that over time your jewellery might have some wear and tear damage, though any significant dents, scratches or other damage can impact the value. Broken jewellery made of precious metal can still be valued by weight and gemstones can be valued separately.

Market Value

We consider any recent information we can locate from auction and private sale records to ensure our valuations, which are based on auction estimates, are accurate.

Looking After Your Jewellery

Transport

If you use our courier service to have your jewellery collected from your home or you send your items to us, it will be insured up to £10,000 during transportation.

If your jewellery is of high value and you use our staff collection service, it will be insured up to £100,000 during transportation.

Storage

Whilst your jewellery is with us to be valued by our specialists or if your jewellery is under loan with us, it is stored in protective packaging in our highly secure vaults.

Care

When your jewellery is with us, we take every step necessary to look after it. Our valuation specialists and inventory managers handle your jewellery with care to make sure your luxury valuables are returned to you in the same condition we received them in.

Frequently Asked Questions

Why loan against your jewellery?

There is often a sentimental or emotional reason why people own jewellery, and therefore borrowing against jewellery is often a more suitable option than selling jewellery to raise short term funds.

At Suttons and Robertsons, we can release the value in your jewellery in as little as 1 hour. The loan is secured against your jewellery which remains under your ownership for the duration of the loan. When you redeem the loan, your jewellery is returned to you.

What jewellery types do you lend against?

We lend against pre-owned, new, branded and non-branded jewellery, made of silver, gold and platinum. This includes jewellery with diamonds, rubies, sapphires, emeralds and other gemstones as well as necklaces, pearls, earrings, brooches, cufflinks, necklaces, pendants, rings, lockets, bangles, bracelets, charms and chains.

How to clean my jewellery?

It’s important your jewellery is cleaned regularly but this needs to be done with care. If your jewellery contains gemstones such as diamonds or sapphires, it should be professionally cleaned. If it doesn’t include any gemstones, you can clean your jewellery yourself using a small soft brush and lukewarm soapy water. We also sell jewellery cleaning products in-store.

Can I pawn my jewellery online?

Yes. Suttons and Robertsons are an in-store and online UK based jewellery pawn shop. If you want to transact with us from home, rather than coming into one of our stores, you can apply online and use our secure home collection service. If you use our home collection service and decide you don’t want to accept our loan offer, we will arrange for your item(s) to be returned to you free of charge. Alternatively, you are welcome to collect your item(s) in-store.

What luxury assets do you offer loans against?

We are a high-end pawnbroker specialising in offering instant, fast loans against watches, jewellery, diamonds, gold, fine art, antiques, classic and luxury cars, handbags, rare books, sports memorabilia and other luxury items.

Where can I pawn my jewellery in London?

You can borrow against the value of your jewellery at one of our London pawnbrokers. Suttons and Robertsons have four pawn shops in London; Victoria Street PawnbrokersEdgware Road PawnbrokersSouth Kensington Pawnbrokers and Fleet Street Pawnbrokers. If you live or work in London and are looking for local pawnbrokers near me, we will be able to value your jewellery and provide you with a competitive quote straight away.

Can I pawn used jewellery?

Yes. If you are trying to find out if you can pawn your used jewellery, Suttons and Robertsons are a UK based pawn shop who have been providing a reliable pawnbroking service against jewellery since 1770. We can offer you a secured loan against your jewellery today. Don’t worry if you have never used a pawnbroking service before, our customer service team are there to assist you through the process.

What jewellery brands do you lend against?

We lend against many jewellery brands including, but not limited to Cartier, Tiffany, Boodles, Kutchinsky, Bulgari, Chaumet, Graff, Van Cleef & Arpels, De Beers and Boucheron.

Can I sell used jewellery?

Yes. If you decide you don’t want to loan against your jewellery and prefer to sell your jewellery, we can provide you with a purchase offer.

How much can I pawn my jewellery for?

We offer loans from £500 up to £2 million. Suttons and Robertsons can lend up to 70% of the value of your jewellery. This means that if you are pawning some Cartier jewellery valued at £5,000, we could end you a maximum of £3,500 (70% of the value). We always aim to provide our clients with the maximum loan amount though the amount depends on many factors including the brand, material, gemstones, provenance, condition and market value.

Loan Rates

Terms

All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. No minimum payment term. Maximum payment term: up to 6 months. These loans are redeemable at any point during the loan period without any penalty.

Representative Example

Loan amount of £1,000. Loan term of 6 months. Interest rate of 6% per month. Total interest of £360 over 6 months. Total repayable amount in one instalment is £1,360. Representative APR is 84.96% (including all fees).

Risk Warning: If the loan is not repaid, the assets may be sold.

Get In Touch Today

Call us now on 0800 038 9839 or contact us online.

CONTACT US

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