Are you Looking for a Loan Secured Against Your Fine Art?
We lend against a wide range of fine art, ranging from Old Masters to Contemporary pieces. Whether your fine art is from a well-known artist such as Claude Monet or Banksy or a less well known artist, we will be able to provide you with a pawn loan estimate.
Why Choose Us
| Fast | Receive money in as little as an hour, online or in-store. |
|---|---|
| Competitive | Accurate valuations and competitive offers. |
| Expert | Trusted pawnbroker and retailer for over 250 years. |
A Fast and Simple Process
1
Contact Us
Get in touch with us online,
in-store or by phone.
2
Accept Offer
Receive your loan offer from our
specialists in as little as 1 hour.
3
Receive Money
Accept the loan agreement and receive
the money via same-day bank transfer.
Get In Touch Today
Call us now on 0800 038 9839 or contact us online.
Getting Your Fine Art to Us
We offer several options:
In-store
Bring your fine art into one of our London stores today. You are welcome to book an appointment with our expert appraisers and they will be ready to meet you when you arrive.
Staff Collection
Have your fine art collected by one of our staff members at a convenient time and place for you.
Specialist Collection
Have your high value fine art collected by one of our specialist logistics partners.
Home Visit
For high value fine art, our specialists can come to you to value your luxury assets.
Valuing Your Fine Art
Our highly trained specialists and network of industry experts from some of the leading galleries and auction houses ensure we provide you with the most accurate and up to date valuation. The most important factors are:
Artist and Piece
We consider information about the artist and piece such as the title, year/period created and medium.
Provenance
Any purchase information or papers and ownership history will help us provide you with a valuation quicker. In some cases, we can only offer you a loan estimate if there is some purchase or previous ownership history.
Condition
Restorations, repairs, rips, tears, surface damage, fading or any other damage can all affect the value.
Market Value
We consider the current supply/demand balance and any information we can locate from auction, gallery and private-sale records about recent comparable sales.
We also check fine art against loss and stolen registers as part of our due diligence.
Looking After Your Fine Art
Transport
If you use our specialist collection service to have your fine art collected from your home, it will be fully insured against theft, damage and wear during transportation.
If your fine art is of high value and you use our staff collection service, it will be insured up to £100,000 during transportation.
Storage
When fine art is with us, it is stored in our highly secure vaults or one of our premium specialist fine art storage facilities. Whether your fine art is stored in our highly secured vaults or at a partners’ facilities, they are routinely checked on and examined.
Care
Whilst your fine art is with us to be valued by our specialists or if your fine art is under loan with us, it is wrapped in acid free paper and stored in custom-made protective packaging.
Frequently Asked Questions
How much can I pawn my fine art for?
We offer loans from £500 up to £2 million but our minimum value threshold on fine art is £5,000. We always aim to provide our clients with the maximum loan amount though the amount depends on many factors including the artist and piece, provenance, condition and current market value.
What types of fine art do you lend against?
We primarily lend against flat fine art such as paintings and sketches, but we will also consider loans against sculptures.
Where can I pawn my fine art?
Suttons and Robertsons have four pawn shops in London; Victoria Street Pawnbrokers, Edgeware Road Pawnbrokers, South Kensington Pawnbrokers and Fleet Street Pawnbrokers. We offer an online pawn shop service for customers who prefer to transact with us from home or don’t have a pawnbroker nearby.
Why loan against your fine art?
If you are lucky enough to own a piece of fine art, it can often form the rare dual function as an asset and a source of pleasure. However, problems can arise in having such a non-liquid form of wealth.
Sometimes the need for a fast loan may arise such as a sudden business opportunity or house renovation. Fine art collectors are often reluctant to sell a unique piece that brings them joy, increasing in value and hard to replace. Therefore, a loan against their fine art is often the most suitable option.
Can I sell my fine art?
Yes. If you decide you don’t want to pawn your fine art, we offer a sale advance product for high value fine art collectors who are looking to sell but raise funds immediately. Get a quote with us online, in-store or by phone today.
Loan Rates
Terms
All our loans are for 6 months and are secured against your valuables. Maximum APR (including all fees): 93.21%. No minimum payment term. Maximum payment term: up to 6 months. These loans are redeemable at any point during the loan period without any penalty.
Representative Example
Loan amount of £1,000. Loan term of 6 months. Interest rate of 6% per month. Total interest of £360 over 6 months. Total repayable amount in one instalment is £1,360. Representative APR is 84.96% (including all fees).
Risk Warning: If the loan is not repaid, the assets may be sold.
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